4 Millionaire Money Habits to Teach your Kids As children, many of us always wanted to be rich or work a profession that provides a lot of money. This is a great trait that young children have. It shows ambition and they want to develop throughout their life and career. That being said, there…
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Credit 101 – Improve Your Credit Score By Following These Simple Steps
Credit 101 By Guest Writer: Chante Coleman By following these simple steps, you can improve your credit score by 50-100 points within a year like me!! The Exchange What many people do not know about credit is that it is an exchange between lender and borrower. The lender is obviously lending money with the…
Why Is Portfolio Diversification Important To Understand Before Investing
Why Is Portfolio Diversification Important To Understand Before Investing? Before you invest in any market, one of the most important things to understand is DIVERSIFICATION. This is a technique that every investor follows that reduces risk by allocating funds among various industries and categories. Investment diversification is used to minimize loss and maximize return by…
Investing 101
Investing 101 What is Investing “Investing expends money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture”. Why Should You Start Investing? By investing, you are allowing your money to work for itself while also beating…
Finance Plan To Financial Freedom
Finance Plan To Financial Freedom Financial freedom is something everyone wants to reach but in reality, people are not taking the necessary steps to get there. This may be for many reasons. One reason may be that you want to do so, but you don’t know what type of strategy or steps to follow….
Emergency Fund 101
How to Build a Successful Emergency Fund What is an Emergency Fund? An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful and costly. What Does an Emergency Fund Pay for? An emergency fund should cover 3-6 months of living expenses….